![]() All liability with respect to actions taken or not taken based on the contents of this site are hereby expressly disclaimed. This website may also contain links to content from third-party web sites which are intended only as a convenience for the user or browser and are not necessarily recommended or endorsed by Prime Holdings Insurance Services, Inc. No user or browser of this site should act or refrain from acting based on the contents of this site without first seeking legal advice from counsel in the appropriate jurisdiction. This information does not, and is not intended to, constitute legal advice on any particular set of facts or circumstances, and may not constitute the most current legal developments. Excess Liability: Our True Umbrella can cover any gap, limitation, or exclusion in any other insurance policy in force.Īll information, content, and materials available on this site are for general informational purposes only.Auto Liability: If your golf cart is “street legal,” this protection covers accidents that occur during road use.PD coverage can include collision - crashing into another cart or an object such as a tree - and comprehensive - non-accident-related damage such as theft, vandalism, fire, lightning, and wind. Physical Damage (PD): Use this non-liability insurance option to compensate you for losses or damages to golf carts that you own.Guest Passenger Liability: This form of liability coverage pays the medical expenses of passengers riding in the operator’s golf cart stemming from an accident that’s the operator’s fault.Lastly, GL covers property damage – if you cause an accident that damages others’ property, this insurance pays for repairs or replacements and provides lawsuit protection. It also pays for the insured’s legal defense. GL also provides coverage for bodily injury which compensates third parties for the medical costs they incur due to an injury from an accident caused by the operator’s negligence. If you use golf carts for promotional purposes, a GL plan can also protect against false advertising claims. General Liability (GL): This insurance provides broad liability coverage for owners or operators of companies that rent golf carts or use them for business applications.At XINSURANCE, we use an all-in-one approach to get the coverage you need under one policy.
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